Payments Policy

At ShopSwiftly, we strive to make your shopping experience as seamless as possible, including providing secure and convenient payment options. Please review our payments policy to understand how we handle transactions and payments.

1. Payment Methods

We accept the following payment methods:

  • Credit/Debit Cards: Visa, MasterCard, American Express, Discover
  • Digital Wallets: PayPal, Apple Pay, Google Pay
  • Bank Transfers: Available for select orders and regions
  • Other Methods: ShopSwiftly gift cards and store credits

2. Payment Security

We prioritize your security and use industry-standard encryption technologies to protect your payment information. All transactions are processed through secure payment gateways to ensure your personal and financial information is safe.

3. Payment Authorization

By submitting a payment through our website, you authorize ShopSwiftly and its designated payment processors to charge the specified amount to your chosen payment method. You also represent and warrant that you are authorized to use the payment method provided.

4. Payment Processing

  • Order Confirmation: Upon successful payment, you will receive an order confirmation email with your order details. Please ensure your email address is accurate to receive all order-related communications.
  • Processing Time: Payments are processed immediately upon order submission. Orders will not be shipped until payment is received and verified.

5. Payment Issues

If there are any issues processing your payment, please check the following:

  • Card Details: Ensure that all card details are entered correctly, including the card number, expiration date, and CVV code.
  • Sufficient Funds: Verify that you have sufficient funds or credit available in your account.
  • Bank Authorization: Contact your bank or card issuer to ensure there are no holds or restrictions on your account.

If you continue to experience issues, please contact our customer service team at info@shopswiftly.com for assistance.

6. Currency

All transactions are processed in [Your Currency]. If your payment method uses a different currency, your bank or payment provider may apply currency conversion rates and fees. ShopSwiftly is not responsible for any additional charges incurred.

7. Sales Tax

Applicable sales tax will be calculated and added to your order total during the checkout process based on your shipping address. You will see the total amount, including taxes, before completing your purchase.

8. Fraud Prevention

We take fraud prevention seriously and may conduct additional verification checks to ensure the legitimacy of transactions. If we suspect fraudulent activity, we reserve the right to cancel or hold orders until verification is complete.

9. Refunds

Refunds for returned or canceled orders will be processed back to the original payment method. Please allow 7-10 business days for the refund to appear in your account, depending on your bank or payment provider.

10. Contact Us

If you have any questions or concerns about our payments policy, please contact us at:

ShopSwiftly
Email: info@shopswiftly.com

Thank you for choosing ShopSwiftly. We appreciate your business and are committed to providing you with a secure and convenient shopping experience.